Testimonials

How Property Taxes Can Impact Your Mortgage Payment

Melinda is amazing! She is very knowledgeable and attentive. Always there to answer any questions or concerns I had through the home buying process. I would highly recommend her services! 08/27/2019 - emsykes113 Bought a Single Family home in 2019 in Shelbyville, TN.

"Expertise in her field and willingness to dive in to figure out your taste to help guide you to several locations. Also, very flexible to meet at anytime to tour homes at our requests. I can’t say enough how great this experience was." nathanmcopeland

"Melinda was great! We had no idea what we were doing but she broke everything down and made us feel comfortable. She was consistent with us during the whole process and also very easy to contact." ariesjanaet

It’s Tax Season… Use Your Refund to Jump Start Your Down Payment Savings! According to data released by the  Internal Revenue Service  (IRS), Americans can expect an estimated average refund of $2,840 this year when filing their taxes. This is down slightly from the average refund of $2,895, last year. Tax refunds are often thought of as  ‘extra money’  that can be used toward larger goals; for anyone looking to buy a home in 2018, this can be a great jump start toward a down payment! The map below shows the average tax refund Americans received last year by state.  (The refunds received for the 2017 tax year should continue to reflect these numbers as the new tax code will go into effect for 2018 tax filings.) Many first-time buyers believe that a 20% down payment is required to qualify for a mortgage. Programs from the  Federal Housing Authority, Freddie Mac,  and  Fannie Mae  all allow for down payments as low as 3%, with...

"Made the sale of my home quick and easy. Was wonderful at explaining every step of the process! I would recommend her and wouldn’t hesitate to use her again!" erichughesmfh 135 Nall Avenue